I’m Jono. I’ve spent 25 years across banking, payments, Alibaba and Ant International, working between Australia, China and Asia.
I’m also building my own consumer brands now, so I’m not speaking from theory. I know what it feels like when the decision is real, the capital is yours, and the wrong partner or wrong structure can cost you time, money and confidence.
Most founders don’t need more information. They need someone who can help them reduce the noise, focus on what actually needs to be solved, and make a clearer call.
Sometimes I’ll encourage you to back yourself. Sometimes I’ll tell you to slow down. Either way, I’ll tell you what I actually think.
Selective by design · Direct advice · No junior handoff · No sales agenda
"I've sat in Australian boardrooms explaining China, and in Chinese boardrooms explaining Australia. Twenty-five years of that is a different kind of advice."
Jonathan Wang · JW Advisory
Whether you're a founder heading into China or a Chinese enterprise finding your footing in Australia, the biggest risk is rarely the idea. It's what sits underneath it: the payment rails, the platform choice, the banking relationships, and the partners you can actually trust.
I know both sides from 25 years of doing the work — not studying it. That's the difference.
The challenge is everything that comes after you decide to go for it. I help you reduce the noise, pressure-test the move, and decide what actually needs to happen next.
The China opportunity is real. So is the cost of getting it wrong. I help founders pressure-test the move before they commit serious capital.
That means getting practical about the decisions that quietly add up: channel, partner, platform, pricing, payment flow, FX timing, and whether the economics still work after the excitement wears off.
Australia rewards trust built slowly — the right regulatory posture, the right banking relationships, the right local partners. As Country Manager for Ant International ANZ, I built exactly that infrastructure: AUSTRAC relationships, banking partnerships with the major acquirers, enterprise merchant networks across retail and tourism.
Before that, I spent eight years inside Australian institutional banking at NAB and ANZ. I know how Australian banks and regulators read a Chinese enterprise — and how to position yours well from the start.
Sometimes the biggest value is knowing who to speak to — and who to avoid.
I’ve spent years working across banks, platforms, enterprise partners, Chinese supply chains and founder-led brands. I can help you think through the right partner, supplier, investor or senior decision-maker to approach, and pressure-test whether the relationship actually makes sense.
This is not a referral service. It is judgement, context and access — used carefully.
OUTCOMES
"We finally understood which channel was right for us — and which relationships to avoid. Saved us months of expensive wrong turns."
— Australian consumer brand founder, 2024
"Jono helped us navigate the AUSTRAC requirements and connect with the right banking partners. Things moved much faster than we expected."
— Chinese enterprise entering ANZ, 2023
"The one-day session gave us more clarity than six months of research. We left with a specific action plan and the confidence to execute it."
— Founder, cross-border e-commerce, 2024
I know what it feels like to enter a new country from the inside. I immigrated from Taiwan when I was 11, with no English, and grew up in a multicultural Australia surrounded by families from different parts of the world trying to build a life here.
That experience shaped how I see cross-border work. Settling into a new market is never just technical. It is about trust, context, confidence, and the desire to understand and be understood.
I started in banking and technology — IBM Australia, then eight years at NAB working on Asian banking strategy and transformation, then as Director of ANZ Bank's Asia Pacific Desk. That gave me a close-up view of how Australian banks, regulators and commercial networks actually work.
Then I crossed the corridor. Three years at Alibaba Group helping Australian brands like Treasury Wine Estates and Casella Family Brands expand into China — across Tmall Global, HippoFresh, and RT-Mart. Then five and a half years at Ant International as Country Manager ANZ, building Alipay's Australian business from the ground up with full P&L ownership.
I'm also building my own consumer brands now, so the founder side is not abstract to me. I know the difference between a good-looking plan and a decision you have to fund, live with, and explain when it gets hard.
That combination is why JW Advisory exists. I've been inside Australian banking, Chinese platforms, cross-border payments, and founder-led businesses. I know how these moves look from both sides, and I’ll tell you if I think you’re making a mistake.
I work with a small number of founders because I can only be useful when I understand the real situation. I’m not here to make the decision for you. I’m here to help you see the decision more clearly — including the risks you may not want to hear.
25 years across technology, banking, and the Australia–Asia commercial corridor.
Three simple ways to work together. Start small, or keep me close for the whole journey — entirely your call.
All prices in AUD. Booking is confirmed once payment is received.
Not sure if it's a fit? Just send me a few lines. I read every note myself — no team, no assistant — and I'll come back to you honestly within a couple of days. Even if the honest answer is "not yet."